Provider is not a law firm, CPA firm, investment adviser, broker-dealer, insurance agency, or lender. Unless separately agreed in writing and lawfully provided, the engagement does not include legal services, audit or attestation services, tax-return preparation, investment or securities advice, insurance advice, or other regulated professional services. Client should consult appropriately licensed professionals for those matters. Provider may rely on Client-provided information and does not audit or independently verify that information unless expressly agreed in writing.